Q&A: I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?

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Question by Sunfire03: I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

Best answer:

Answer by bdancer222
Well the interest rate at Prosper will be a whole lot less than that payday loan. But you may not get a loan at Prosper either. If your credit is too bad to get a personal loan, people at Prosper may not be willing to take the risk with you.

Instead of looking for another loan, consider other ways to come up with cash. Have a garage sale, sell blood/plasma, collect alum cans, get a second job …

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Credit Card Debt Consolidation Relief – Combine Credit Card Debt For One Easy Payment

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These days, Most of innocent consumers are getting rid of liabilities due to credit card debt consolidation relief. If you really want to finish your huge troubles of loan then you should also take get maximum information about credit card debt consolidation relief. This will be a great advantage for you and your property.
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The economic crisis of the 2008-09 has affected the financial situations of many American. There was a downturn in the US economy. Most of the Americans were trapped under the debt problems and were in search of alternatives to debt. The situation was out of the control and only option left to prevent the foreclosure was to file for Bankruptcy. Many were unable to make credit card or other utility bill payments on time. The increased cases of defaults were being a problem for the services providers and lender. In such a situation the debt consolidation companies has helped a lot.
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Who lends to Unsecured personal or car loans with bad credit?

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Question by adancemamma: Who lends to Unsecured personal or car loans with bad credit?
Unsecured personal or car loans with bad credit?
Which company’s lend to people with bad credit I went through a nasty divorce and now I need to rebuild my credit. I understand the interest will be a little higher and suggestions.

Best answer:

Answer by My Take on It
You will not get a personal loan without a cosigner or some sort of collateral.

As for a car, if you were able to find a lender, it would be a buy here pay here lot that would require a hefty down payment and in return you would also get a high interest rate.

After my divorce, my credit was a wash too. I bought a car that got me from point A to point B and if I couldn’t pay cash, I couldn’t buy it.

All that works is either paying off the debt you got stuck with in the divorce and waiting about 7 years for things to start falling off your report.

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