Finance Bookmark

I have a fixed 5 year mortgage rate and few days ago my friend mentioned that because interest rates are so low at the moment it means Im overpaying and therefore it should wipe off a year or so of my mortgage. Is it true?? Im clueless in mortgage things …..

I’m making a loan/lease calculator and I’ve noticed that in a lease calculator they include tax, but in all of the loan calculators i’ve seen they don’t. why is that