Category Archives: Loan

Q&A: I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?

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Question by Sunfire03: I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK?
I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

Best answer:

Answer by bdancer222
Well the interest rate at Prosper will be a whole lot less than that payday loan. But you may not get a loan at Prosper either. If your credit is too bad to get a personal loan, people at Prosper may not be willing to take the risk with you.

Instead of looking for another loan, consider other ways to come up with cash. Have a garage sale, sell blood/plasma, collect alum cans, get a second job …

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Who lends to Unsecured personal or car loans with bad credit?

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Question by adancemamma: Who lends to Unsecured personal or car loans with bad credit?
Unsecured personal or car loans with bad credit?
Which company’s lend to people with bad credit I went through a nasty divorce and now I need to rebuild my credit. I understand the interest will be a little higher and suggestions.

Best answer:

Answer by My Take on It
You will not get a personal loan without a cosigner or some sort of collateral.

As for a car, if you were able to find a lender, it would be a buy here pay here lot that would require a hefty down payment and in return you would also get a high interest rate.

After my divorce, my credit was a wash too. I bought a car that got me from point A to point B and if I couldn’t pay cash, I couldn’t buy it.

All that works is either paying off the debt you got stuck with in the divorce and waiting about 7 years for things to start falling off your report.

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where do u find realy fast bad credit loans?

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Question by schoolgoth: where do u find realy fast bad credit loans?
ya,where would u find a realy loan company like that like for tommorow?

Best answer:

Answer by paulie10182
check out www.callusfirstfinance.com or www.myfirstcreditcard.com.au to see what the providers are after they are some non bank lenders on the panel good luck

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What happens if you don’t pay on one of those payday loans?

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Question by Jeremy b: What happens if you don’t pay on one of those payday loans?
My mom got 3 payday loans to pay for car repairs now she pays 1000 a month just to those 3 and cannot afford any of her other bills. She is on somewhat of a fixed income and I need to help her to stop her from working to death. I have told her just to stop paying them and let them take you to court? Is this good advice?

Best answer:

Answer by PartyAnimal21
Maybe call the cops and hunt you down or sumething. But explain to them why.

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Q&A: what happens with home equity loans and lines of credit after your house is foreclosed on?

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Question by MICHELLE R: what happens with home equity loans and lines of credit after your house is foreclosed on?
My house was auctioned off on August 2, 2010. But I have a home equity line of credit that I still owe on, but now it is unsecured because the house has been foreclosed on. Can I file bankruptcy on that dept?

Best answer:

Answer by the tax lady
The lenders will ask you to pay them directly as an unsecured loan.

Yes, the debt can be included in bankruptcy.

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bad credit home refinancing loans that are honest and reputable?

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Question by mary l: bad credit home refinancing loans that are honest and reputable?
We have very poor credit and we are looking for someplace that deals with bad credit loans so that we can do some very desparate repirs to our house. Our roof leaks and the floors are falling in.Any ideas of who will give out loand to people with not so good credit that is NOT a scam? We a place but we are afraid it is a scam.They want 2000 dollars up front for their insurance before they will grant us the loan. We don’t have 2grand. Any help out there??

Best answer:

Answer by Banker B
Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved onarrange loans or other finance, and usually means you will pay more interest on any loan you take out.

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I need help getting out of payday loans?

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Question by Mary S: I need help getting out of payday loans?
I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?

Best answer:

Answer by Doug Kaplan
Well your other bills and food bills are more urgent. Close your bank account and when they call you work out arraignments with them. I believe it’s a civil not a criminal matter.

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