Tag Archives: Loan

where can I find a commercial amortization loan Calculator?

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Question by Hunter: where can I find a commercial amortization loan Calculator?
I.e..loan of $ 11,000,000 rate of 5.5% amortized for 25 years with fixed principal payments plus interest

Best answer:

Answer by Glen O
Assuming you have Microsoft Excel on your computer then you can get free amortization tables that others have posted on the download section.

Microsoft.com
Go to Downloads and Trials on the tab list at the top, then click on Office Templates, and search for amortization. There are several and they will handle this for you and you can save the template and make use of it anytime.

If you dont have Excel or just dont want to do that for some reason, then advertising sites like bankrate.com have calculators including amortization tables on there sites you can use for free.

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Q&A: What numbers do I start with when using a Home Loan Equity Mortgage Calculator?

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Question by VERSE2: What numbers do I start with when using a Home Loan Equity Mortgage Calculator?

Best answer:

Answer by luvngspnful
Doesn’t really matter which number is first.. the most important numbers are your credit score, interest rate, equity, income/existing payments ratio. Other numbers you will need are current market values, balances of existing loans, length of loan, and amount of loan.

Start here;

http://www.locallender.info/consumer-banking/mortgage/home-equity-loan-calculator.asp

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Real cost of mortgage loan calculator?

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Question by Praveen Pradeep: Real cost of mortgage loan calculator?
My parents are considering refinancing to a fixed rate mortgate. I need software that can take in the following info: quoted rate, initial fees including mortgate points, loan amount, loan period, tax deductions on mortgate interest. The software needs to output the following. Total payments minus tax break plotted against time.
If there is no such software, a webpage with step by step instructions to do the calculation would be helpful.

Best answer:

Answer by xxnessaluvznessaxx
Chase.com has a mortgage calculator….

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Is there a consolidation loan to pay off payday loans?

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Question by ctbizness: Is there a consolidation loan to pay off payday loans?
I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can’t get from under them and it’s hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan.
Is there help for me? Once i can get these loans paid I can make the monthly pay’ts.

Best answer:

Answer by raringvt
Yuck…payday loans stink. There’s a reason they’re popping up all over in lower income areas—they’re very profitable.

I’m sure there are loans that you could use to consolidate. I would try to get a 0% APR credit card, but you’ll have trouble with your marginal credit score–just like with any other loan.

You should consider selling assets–car, junk on ebay, etc to pay this thing off ASAP.

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monthly payment loan calculator – looking for monthly payment loan calculator?

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Question by Herry: monthly payment loan calculator – looking for monthly payment loan calculator?
Where can i get monthly payment loan calculator?

Best answer:

Answer by jimmymae2000
Monthly Payment Formula example

6.5%
30 year
$ 200,000

payment = ((interest per month) X (principal)) / 1 – (1+I)^-N

= (.00541666 ) x (200000) / 1- (1+.0054166)^-360

= 1083.32 / 1 – .1430247

= 1083.32/.85847463 = $ 1264.12

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Q&A: How can a find a loan, not payday loans with umm fair credit with a co-signer?

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Question by emile4802: How can a find a loan, not payday loans with umm fair credit with a co-signer?
I have been searching for a loan. Either they want you to pay a fee to find a loan which I think is a scam. Then there are payday loans which I an up to my chitty chin chin in. I just want a smal loan to consolidate my bills right now. I have a co-signer. my credit is ok, not great but ok

Best answer:

Answer by neodracolith
Sometimes you can get a personal loan from your bank.

What do you think? Answer below!

A Debt Consolidation Loan May Be The Answer That Will Save You From Bankruptcy

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There’s not much more frightening than debt that has gotten overwhelming and out of control, but a debt consolidation loan might be just the thing to come to your rescue. When you find yourself in an troublesome amount of debt you might not be sure what to do and might never consider a debt consolidation loan as an option.
Finance:Debt-Consolidation Articles from EzineArticles.com

Can i find a loan calculator on the net that gives me annual instead of monthly payments?

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Question by Leonard K: Can i find a loan calculator on the net that gives me annual instead of monthly payments?
IIf I borrow 55,180.14 for 5 years at 3% what will be my annual payments

Best answer:

Answer by Gertie
$ 12048.84 is what your payment would be each year

if you paid it monthly for 5 years your payment would be $ 991.51 which would be $ 11898.12 per year and a savings of $ 150.72

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Debt Consolidation Refinancing – Why a Debt Consolidation Loan Might Be Right for You?

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If you are faced with many debts, a debt consolidation loan might be the right choice for you. As with any financial choice there are pluses and minuses to these types of loans and you need to consider your financial situation carefully to see if this option would work for you.
Finance:Debt-Consolidation Articles from EzineArticles.com